ClusterFundTM
Working Capital for Small Business
The CashFlow ClusterFund™ is a private, community-based investment model designed as a smarter, more sustainable solution for small businesses struggling to access working capital as banks tighten lending due to stricter regulations. This model connects owners directly with each other and investors in private groups for sustainable growth—no banks required, allowing members access to quick, short-term cash and enabling owners and investors to share capital, risk, and potential upside.
Trivia question:
What is the #2 reason small businesses fail?
They run out of cash. Even if the business is healthy.
(No market for that great idea is the #1 reason in case you're wondering).
ClusterFundTM
ClusterFund™ delivers a smarter, more sustainable solution as a private, community-based investment model that provides small businesses with quick, short-term cash.
Access to working capital.
Fund provides small businesses with working capital to fund day-to-day operations. By pooling working capital, ClusterFund members dramatically reduce operational risk together..
Members earn interest.
Cluster members and co-investors earn interest and other fees on each transaction. Most of these fees stay "in-house," so the cluster members earn interest on their own and other cluster members' working capital transactions rather than being earned by alternative third-party lenders.
Networking and collaboration.
Members can participate in recurring facilitated meetings to vet ideas, troubleshoot challenges, and find solutions together.
Professional Advice.
Clusters often include access to financial advisors, CPAs, and attorneys who provide tailored guidance to help member businesses navigate financial management, strategic planning, and exit planning.
Learn more
Creating a ClusterFund in your area requires Members to raise capital for the ClusterFund by inviting in fellow small business owners and investors that have a pre-existing relationship with them. See the program website for more details.
Folla Advisory Services is a D.B.A. of JumpToc Services, LLC. This website is operated by Folla Advisors. Any services associated with raising capital for an acquisition we may facilitate are conducted by Folla Capital, LLC, an SEC-registered broker-dealer and member of FINRA. Neither Folla Advisory Services nor Folla Capital, LLC provides investment advice or makes investment recommendations; nothing on this website should be construed as such.
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